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Looking for a proper loan? Save yourself time and trouble

Credit comes from the Latin "credere" which means "to trust". Most loan providers only care about your income and your credit history and will tell you either "yes" or "no".

We believe there is a better way to provide credit.

You deserve more credit when it comes to money. You should have the chance to fulfill your dreams.

There is a solution for everyone.

Our Matching helps you find the right loan, the best loan provider or the proper financing for what you require. Our services are free for you. What are you waiting for?

Get your loan.

GIROMATCH: How our Matching works

Matching Anonyme Anfrage

1. Your Application

First, you send us your online application - free and without needing to register. Tell us what you prefer and information about your credit history. In that way we can improve the Matching and your chances.

2. Your Matching

Next up is your personal Matching. A personal loan or instant loan is usually a good choice. You can finalize your offer in the next steps - of course only if you are happy with the Matching you received. 

Dein Matching
Dein Matching

2. Your Matching

Next up is your personal Matching. A personal loan or instant loan is usually a good choice. You can finalize your offer in the next steps - of course only if you are happy with the Matching you received. 

Deine Auszahlung

3. Your Money

Once you've finished the application you receive your money via wire transfer. If you didn't like your Matching or would prefer a different offer, you can choose to start another application. We will find fresh Matchings until you find the perfect one for your needs.

What our customers are saying about us (in German)

5-Sterne Bewertung

"Guter Kontakt, Abwicklung innerhalb von 24 Stunden. Ich bin sehr zufrieden."

Annette, August 2021

5-Sterne Bewertung

"Ich hätte es nie für möglich gehalten, dass ich nach langem Suchen ein Kreditunternehmen finde, was mir ihr Vertrauen schenkt."

Enrico, Mai 2021

5-Sterne Bewertung

"Zuerst kam kein passendes Angebot, was aber weniger an GIROMATCH als an meinem Background lag. Als dann ein passendes Angebot einging wurde ich gut betreut. Die Kommunikation hat super geklappt."

Sandra, Juni 2021

5-Sterne Bewertung

"Schnelle Abwicklung bin SEHR ZUFRIEDEN. DANKE!"

David, Oktober 2021

Find your loan

Reasons why we are your perfect match


Because our fastest loan was paid out in



Kredit Auszahlung

Because we've brokered over


loans to people with negative SCHUFA.

Matching 100 Nationen

Because people from over 


countries have received loans on our platform.

Kredit digital und online

Because we

don't need paperwork

for a loan.


Because we are

open on weekends


Flexibler Kredit und Kreditkarte

Because we have

more than just loans

to increase chances.

Our 5 promises for you

Grund 1

We always help you for free and with no hidden agenda.

Grund 2

We keep your data save and don't sell it to third parties.

Grund 3

We don't disturb you with unsolicited calls or letters.

Grund 4

We don't promise success, but we will help you.

Grund 5

We don't give up easily, if you need help.

Most frequently asked questions about

Who can apply for a loan?

Everyone can apply for a loan on our platform. Our Matching does not discrimnate against any person. This includes your personal details, your job, your income, your origin etc.

We do however have legal requirements such as a minimum legal age to get a loan.

What does GIROMATCH mean?

"GIROMATCH" consists of "GIRO" and "MATCH". Giro is Italian and represents the circulation of money. Match is the English "match" and represents what we do.

That's what we do: We match the money supply from those who supply money - banks, retail investors or Fintechs - to those who demand it - a borrower like yourself.

Is GIROMATCH a bank?

No, we are not a bank but a loan platform. We cooperate with banks to provide you with the loan that you might require. These bank are either in Germany or the EU. By working together with a multitude of different banks, we can broaden the scope of the loans and increase the chances of a good match for you.

How much does GIROMATCH cost me? Are there fees?

Everything we do is free for customers like you. We will never ask you to transfer us fees, neither before nor after you have received your loan.

We get commissions from partners once you have successfully concluded a loan or a bank account or credit card that was brokered through our platform.

Get to know us better (in German)

Fintech und Digitalisierung

What does GIROMATCH do?

How do we help? What's our story? What drives us? Get to know us better.

About us »
GIROMATCH Stipendium

Social commitment

Help, where help is needed: Our scholarship helps students all over Germany.

Scholarship »
Jobs und Karriere

Jobs and Career

Make loans and credit simpler and more accessible for everyone: Let's build this future together.

Join us »
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